This Policy indemnifies individuals or groups in the event of an accident leading to death, temporary or permanent disablement as well as bodily injury resulting in medical expenses.
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The scopes of cover include the following:
Accidental Death
with this policy, the insured receive a pre-determined lump sum as compensation in the event of an accident, during or outside course of employment.
Permanent Disability
the insured receive a pre-determined lump sum in the event of an accident leading to permanent disablement which will prevent him/her from engaging in his/her usual profession. Disability is deemed permanent if it will continue for the rest of the concerned person’s life.
Temporary Disability
This policy pays the insured up to 104 weeks worth of salary where the insured is involved in an accident leading to a temporary disablement.
Medical Expenses
The Policy will reimburse the insured for medical expenses following bodily injury as a result of an accident up to a pre-agreed limit.