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Plant All Risks

This policy is otherwise referred to as Machinery All Risks insurance. It covers for loss or damage to insured plants and machinery against sudden and unforeseen physical loss or damage that may arise from the occurrence of perils that are associated with using plants and machineries. It also covers any loss or damage occurring at work or at rest whilst at the location or in the geographic agreed area.


This insurance policy mitigate against risks faced during construction projects, installation projects and physical loss or damage to machinery and equipment.

Erection All Risks

This policy covers all risks of unforeseen and physical losses or damage/destruction arising from the erection and installation works other than those excluded. It can also be extended to cover the post-erection period to include all testing and commissioning work phases.

Contractors All Risks

This is a property insurance that covers any building or civil engineering project under construction is protected against accidents resulting in physical damage to or the destruction of works in progress, materials and other similar items brought to site

It covers all risks of loss, destruction or damage, loading and unloading for the purpose of the contract works, materials incorporated or to be incorporated in the contract work

CAR Extensions:

  • It covers properties for which the insured party is responsible at the site or elsewhere in-transit
  • It covers temporary properties used as an office, residence, storage and public liability on site
  • It covers liability against principal and the contractors by the third party
  • Debris removal

Machinery Breakdown

is designed to provide cover against unforeseen and sudden physical loss or damage to the machinery by any cause subject to excepted risks. Machines are an integral part of all manufacturing and industrial units engaged in production of industrial/household goods. These may be large industrial establishments or small and medium enterprises and any unexpected accident/breakdown to their critical machinery brings it to a standstill adversely affecting business and causing a financial strain towards repair or replacement of the affected machinery. The Machinery Breakdown Insurance offers coverage to your organization against these sudden unforeseen accidents/events.